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Personal Financial Planning Services

This content was written for Kevin Oneill

Are you trying to find a personal financial planning representative who you can trust? Are you tired of seeing all of the brokers out there who seem to want to make money off of you instead of making you money? It’s time you got a hold of Kevin O’Neill at O’Neill Financial Planning. Kevin O’Neill is dedicated to making sure that the client is the number one priority in the relationship. To schedule an appointment with Kevin O’Neill call 915-373-0989.

When searching for a personal financial planning representative, you have many options to choose from. There are some representatives who more insurance-based and others who are more like brokers. You need to know exactly what you’re looking for. You also want to make sure that when you find a financial advisor the financial advisor is going to help you set up a solid financial plan. Some financial advisors simply handle wealth management instead of handling security and safety. This all depends on what you are looking for, and that is why you need to know exactly what that is before you get too deep into your search. If you don’t know what you’re looking for you are liable to end up with somebody that isn’t the right fit.

There is what is called a fee-based financial planner and a commission-based personal financial planning representative. There is a slight difference between the two of them and in the long run what is most important is the advice that they give you. However, the way that they get compensated may alter the advice that they choose to give you. A fee-based financial planner simply charges you for his time. They tend to be a little bit more expensive than your commission-based financial planner.

A commission-based financial planner, on the other hand, gets paid from the company whose products they sell. As an example, if they sell a life insurance policy from company Y then company Y is going to pay them a commission for selling that policy. Some people have an issue with this because they’re getting paid on the products that they sell instead of just giving sound advice. This doesn’t inherently mean that you are going to get the wrong advice, but some people don’t think that it is not the right way to do things. There are some people who believe 100% in the fee-based model and others who believe 100% in the commission model. It is up to you to decide who you want to work with.

If you’re looking for sound advice which is what you should be looking for no matter how the representative gets paid when you want to contact Kevin O’Neill. Kevin O’Neill is dedicated to always giving straight advice and making sure that your financial future is set up in a safe and secure way. Kevin O’Neil wants to ensure that you have a strong financial foundation before working on wealth management and growth. To schedule your consultation with Kevin O’Neill at O’Neill Financial Planning. Kevin O’Neill will ensure you are set up for financial prosperity.