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Financial Planning for Your Golden Years

This content was written for Kevin O’Neil

Retirement planning is only for people who want to have a firm financial feature. If you’re one of those people who always wants to be scraping by who never wants to know what their future looks like then retirement planning definitely isn’t for you. Kevin O’Neill at O’Neill Financial Planning wants to help those people who want to make sure that their financial future is solid.  People who want to have a secure plan for their golden years and their retirement. Kevin O’Neill at O’Neill Financial Planning is extremely passionate about helping his clients reach their path to prosperity. To set up your first appointment with fee-based El Paso-based financial planner Kevin O’Neill call 915-373-0989.

When you deal with a fee-based financial planner it is slightly different than when you deal with a commission-based financial planner. A fee-based financial planner simply charges you a fee for his time and his knowledge. A commission-based financial planner gets paid off of the products that they sell you. There is a slight issue in the industry with who is the one that people think is going to be more honest with you. I am not going to spell it out for you here I think you can figure out which one you got to go with on your own. However, it is important that you know the difference so that if it matters to you, you can make the correct decision on who you want to utilize as your financial planning agent.

Too many people these days are getting to retirement age and are not financially ready to retire. This is because they only had one retirement account that they were counting on. If that one retirement account hits a bad spell then you will not have the money necessary to retire. This is why it is so extremely important to hire somebody like Kevin O’Neill of O’Neill Financial Planning. He will ensure that you have backup plans to your backup plans so that no matter what when you are ready to retire you can actually retire. There is nothing worse than working hard your entire life and not being able to retire and enjoy your golden years because you did not properly set up your retirement accounts and investments.

One of the key pieces of the retirement puzzle when working with Kevin O’Neill at O’Neill Financial Planning is that he gets your entire family involved in the goal setting and retirement planning process. He has seen it time and time again when only one member of the family is handling all the finances and nothing works. If you don’t have your entire family on board with the plan then the plan is not going to get implemented. Implementation is always the key when it comes to proper financial planning.

To work with one of the best fee-based retirement and insurance specialists and financial advisors in El Paso give Kevin O’Neill at O’Neill Financial Planning a call by ringing 915-373-0989. You will not be disappointed and you will be pleasantly surprised at the time you get done putting together your financial plan.

Retirement Planning for El Paso Residents

This content was written for Kevin O’Neil

Have you started your retirement planning yet? If you are any older than 15 years old, and you haven’t started your retirement planning yet, and you need to get started as soon as you possibly can. It is best if you find a fee-based financial planner to help you set up your retirement planning and your retirement investment funds. The sooner you get started, really 15, is still too old, the better. The magic of compounding interest is on your side as long as you start young. One of the expert financial planners in El Paso for helping you to plan your retirement is Kevin O’Neill, and he can be reached at 915-573-0989.

A key part of properly planning for your retirement is to make sure that you have all the correct investment accounts set up and that your insurance is set up properly. You can use things like a 401(k) or a Roth IRA. There are other things like a traditional IRA or a SEP. when it comes to retirement planning and financial planning there a lot of acronyms that get thrown around. This is exactly why you need to hire somebody like Kevin O’Neill of O’Neill Financial Planning help guide you through the process.

The first thing that Kevin is going to make sure that you have in place is a financial safety net. He knows that life can throw a lot of curveballs at you. Those curveballs a lot of the times can be of a financial nature. Even if they are not directly tied to finances, they are always indirectly tied to finances. Let’s say that there is a health scare in your family. Maybe you get into a car accident. Maybe you have an unexpected child. Do you start to see how some of these things although not tied directly to finances ultimately affect your finances in a major way? That is why Kevin O’Neill of O’Neill Financial Planning wants to make sure that you are set up with a proper financial safety net to handle these unforeseen issues.

There are few things worse than having one unforeseen circumstance happen in your life and all the sudden you are thrown for a loop. Some people never recover from being thrown from these loops and are always stuck in continual debt. As you know, debt can make you extremely stressed and not ever allow you to retire. You want to make sure you work with a seasoned professional financial planning advisor so that you can make sure that when you are ready to retire your bank account is ready for you to retire as well.

Give Kevin O’Neill of O’Neill Financial Planning a call at 915-373-0989. He will help you get set up in a way that makes sense for you and your family when it comes to your finances and your financial future. First things first you will need to set up a financial safety net to plan for any unforeseen accidents or circumstances. Then you can get into true retirment planning.